The Confusion of the Claim Process
In simple words, we can say that depreciation is the reduction in the value of an asset due to usage, passage of time, wear and tear, outdating or obsolescence, and other similar factors. Some insurance policies include depreciation on selected items. Recoverable depreciation is refunded when all of the repairs are completed. Non-recoverable depreciation is not refunded and will have to be paid by you directly to RQS.
Fire and Smoke Damage
Yes! According to the Environmental Protection Agency (EPA), all molds have the potential to cause serious health effects. Molds can produce allergens that can trigger allergic reactions or even asthma attacks in people allergic to mold. Others are known to produce potent toxins and/or irritants. Stachybotrys (black mold), Aspergillus, and Penicillium are three of the most dangerous and commonly found indoor toxic molds. Mold can even grow inside your lungs!
Mycotoxins are cytotoxic, meaning they have the capacity to pass through the human cellular wall and disrupt certain cellular processes – potentially causing serious health damage to workers and customers.
Only licensed and experienced mold removal personnel like RQS should be handling these types of sensitive problems!